Whether or not your property is susceptible to flooding, you should consider the possibility of what you would lose if a flood were to occur. Tatum Insurance will provide you with coverage options to protect against a potentially devastating outcome. Most importantly, you need to know that flood insurance is not provided through standard homeowners policies. It must be purchased separately.
Flood Insurance is required for most property owners in FEMA-regulated flood zones. But anyone can purchase flood insurance — for properties inside or outside of the mapped flood zones. Some areas have higher flood risks depending on history, rainfall, river flow, tidal surge data, topography, flood control measures, and changes due to building and development.
You can purchase flood insurance from Tatum Insurance to cover damage to your building’s structure or the belongings inside. Coverage is available for both residential properties and businesses. It is crucial for home owners to determine whether their policy covers damage from flooding, given that the majority do not. Renters can also purchase insurance to protect their furniture, clothing and possessions against floods.
Use this interactive FEMA National Flood Hazard Map to see if your property is at risk for potential flooding in Abeline, TX.
If you aren’t sure whether your property is in a flood zone, search FEMA’s flood zone map and consult with Tatum Insurance Group. Regardless of the flood risk for your particular property in Abilene, TX, Tatum Insurance is equipped to find coverage to best suit your needs.
At Tatum Insurance, we will help you understand the basics of flood insurance. Recent changes in legislation have affected the way in which flood insurance policies function. Consult with our expert agents to discuss how you can obtain privatized flood insurance without an elevation certificate.